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Special Offers - Special offers for Cedar Falls, Waterloo and Waverly homeowners from Gale Shinkle. Affiliates - Gale Shinkle's real estate web site affiliates. Mortgage Calculator - Quickly calculate how much your monthly and total payments will be with this calculator provided by Homes.com. TripleCalc - FREE Software Download: TripleCalc lets you compare three loans at one time for your property or other Iowa real estate. Top National Real Estate Web Sites - Real Estate Web Sites that include some unique sources of realty information, listings, and more. Ask Anything - Ask Gale Shinkle anything real estate. NUMBER1EXPERTS - List of all the NUMBER1EXPERT real estate agents and realty professionals and brokers in the USA and Canada with links to their personal web sites with homes for sale. Real Estate Tips - Gale Shinkle's realty library of real estate tips and advice on everything from preparing your home for sale to negotiating with home buyers to escrow, closing costs, property inspections, and mortgage brokers. Real Estate Trivia - Gale Shinkle's collection of real estate trivia questions and answers that include real estate topics such as the most expensive home, largest swimming pool, and more. Real Estate Dictionary - Complete real estate dictionary and glossary of realty words you'll use when you list and sell your Cedar Falls, Waterloo and Waverly property in Iowa, including legal terms definitions, and more. Go to Main Sitemap - Main sitemap sections include Find Cedar Falls, Waterloo and Waverly Homes, For Home Buyers, For Home Sellers, Cedar Falls, Waterloo and Waverly Information, Real Estate Resources, and About Gale Shinkle. 
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Disclosure Laws >Read the Fine Print
Many states require the seller of a home to fill out a real estate disclosure statement when transferring the title. The disclosure is designed to reveal any material defects in the home to the new owner. When buying a home, take the time to read the fine print of the disclosure form.
Look for a section that asks the seller to indicate the material defects that exist in the home's major systems. Most forms will specify interior and exterior walls, ceilings, roof, insulation, windows, fences, driveway, sidewalks, floors, doors, foundation, and the electrical and plumbing systems. As the buyer you will want to know of defects in any of these areas.
Sellers are required to note the presence of environmental hazards or zoning violations. They must disclose if there are any encroachments or easements, or walls or fences shared with adjoining landowners. Room additions or repairs made without the necessary permits or not in compliance with building codes must be noted. Sellers must disclose citations or lawsuits against the property. If any such conditions appear on the disclosure form, consult with your real estate agent immediately regarding how to proceed with negotiation.
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| Q |
What island in the St. Lawrence River was given away on a television game show in 1964?
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| A |
Price is Right Island was given away by Bill Cullen on "The Price is Right." |
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