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Welcome! Here You Can Find Great Information on Cedar Falls, Waterloo and Waverly, Iowa Real Estate

Looking for homes? Search everything the web has to offer, right here! Don't miss my Feature Homes.

Need local real estate information? I've summarized much of what is important about the Cedar Falls, Waterloo and Wavery real estate market in this site.

Need expert advice? No web site, large or small, can take the place of a top real estate agent. Not even mine! This site is filled with ways that you can contact me for one-on-one expert help and advice. That's my job.

Contact me with confidence! I guarantee your privacy will be respected. And I offer the services on this site for free and without obligation. Why? I want to be YOUR real estate agent. As your trusted, professional real estate partner, I will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible.

Buying and selling a home is one of the biggest events in your life. As a top Cedar Falls, Waterloo and Wavery real estate agent, I have the experience and track record you are looking for. Please let me help.

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About Appraisals >Refinancing Your Home

Interest rates fluctuate as changes occur in the general economy. If you purchased your home when interest rates were higher, you may want to consider re-financing your loan at a lower rate.

You will have to apply for the new mortgage and have your current income eligibility assessed. Depending on how long you have had your present loan, a current appraisal may be required. There are closing costs, such as attorney, title fees, recording and notary fees, and appraisal charges. The biggest factor in your decision should be the length of time you plan to remain in your home. If you will be there for only a year or two more, it might not pay to re-finance. If you will be in your home longer, re-financing could provide you with lower mortgage payments. Your real estate agent can help you work out the numbers and can refer you to reputable home appraisers and mortgage lenders.

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Q	Where are church services held in the water each Sunday during July and August?
A	At Half-Moon Bay, Ontario, worshippers gather in boats facing the natural stone pulpit, and hymnals are passed to the floating congregation by ushers in canoes.
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Gale Shinkle, REALTOR®, real estate agent and broker for Cedar Falls, Waterloo and Waverly, Iowa home listings, property and land for sale - NUMBER1EXPERT(tm)

Gale Shinkle
Trapp Realtors GMAC Real Estate
2231 Cedar Heights Drive
Cedar Falls, IA 50613
319-230-3990
Fax: 319-277-2127
galeshinkle@NUMBER1EXPERT.com

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